Personal credit
I want to understand what's on my credit.
Explore education and tools for monitoring, report questions, balances, and stronger credit habits.
Book Credit Clarity
Money education that doesn't feel like homework
Laugh at the bad move.Learn the better one.
Two brothers turn credit confusion, money mistakes, and shortcut thinking into lessons you can actually use.
No shameNo fake promisesOne clear step at a time
Choose your lane
What's costing you peace right now?
You don't need every financial product. You need the next right step for the problem in front of you.
Debt & money pressure
I'm ready to stop letting bills run the show.
Start with practical information around debt, payments, budgeting, and available financial solutions.
Start My Free FNABusiness growth
I'm building a business and need a smarter system.
Talk with JR about AI, automation, branding, websites, and market-ready business strategy.
Book Business StrategyTransparency matters: JR is a Novae affiliate and may earn a commission from successful enrollments. Results vary. No specific score, approval, funding, or income result is guaranteed.
The show
Real lessons, delivered through brotherly chaos.
Financial Fellas makes the mistake memorable, then makes the lesson simple. Every story gives you one problem, one truth, and one action.
Follow JR on InstagramBad Money Moves
JR creates the mess. JD finds the consequence. Everybody learns.
Credit Court
Questionable decisions go on trial—and the audience picks the verdict.
The Financial Game Plan
Plain-language steps designed to be saved, shared, and put to work.
Meet the brothers
Same mission. Separate expertise.
Choose the Fella whose experience matches the move you need to make next.
JDThe Credit Strategist
Julian “JD” Reedy
JD turns confusing credit and money topics into clear, practical education. He helps people better understand reports, scores, debt organization, responsible funding readiness, and the habits behind stronger financial decisions.
Book JD
JRBook a Fella
Guidance for your next move. A presentation for your room.
Choose the brother whose experience fits your goal. Book a private conversation for clarity and direction, or invite JD or JR to teach your team, community, organization, or event.
JDCredit Strategist
Credit & Financial Education
Book JD when you need credit concepts translated into a clear, practical game plan without judgment or confusing language.
- Credit reports, scores, payments, and utilization education
- Debt organization and stronger money habits
- Business credit and funding-readiness education
- Financial education presentations for teams and communities
JRBusiness Strategist
AI, Branding & Business Growth
Book JR when you need to turn ideas into a clearer offer, stronger brand, smarter system, and executable growth plan.
- AI automation and business systems
- Brand, website, offer, and conversion strategy
- Customer acquisition and market-ready execution
- Workshops and presentations for founders, teams, and communities
Calls and presentations provide general education, coaching, and business strategy. They do not replace individualized financial, credit, tax, investment, or legal advice.
ChicagoMeet the founder
Joshua “JR” Reedy
Founder / CVO · WEAREIAMR
Helping entrepreneurs scale with AI, automation, branding, and business strategy—turning ideas into market-ready systems that grow influence, income, and impact.
Before you move
Clear answers. No fine-print energy.
Is Financial Fellas financial advice?
No. The content is general education and entertainment, not personalized financial, credit, tax, investment, or legal advice.
Does Novae guarantee a credit score increase?
No. Results vary by person and situation. This site does not promise deletions, approvals, funding amounts, score increases, income, or timelines.
Do I have to buy anything to learn from the Fellas?
No. Follow the show for free comedy and practical money lessons. Paid tools or services are optional next steps when they fit your stated need.
Your story can turn here
Book the right Fella for your next move.
Choose JD for credit and financial education. Choose JR for AI, branding, and business growth.